Frequently Asked Questions
Do you sell cars directly?
Yes. As a registered motor vehicle dealer, we sell vehicles through the dealership and can assist with both cash purchases and financing options. We do not conduct private sales. MR Approval is positioned as an auto finance and vehicle approval platform. Vehicle matching is based on dealer-network availability.
Can I trade in my current vehicle?
Yes. Submit VIN, mileage, condition, ownership and loan balance so the team can review trade-in options.
How does Vehicle Finder work?
You submit preferences and budget. MR Approval then uses dealer-network matching to provide or locate vehicles aligned with your approval profile.
Do you work with all types of credit?
We review many situations including good credit, challenged credit, ugly credit, bad credit, no credit, newcomer and self-employed profiles.
How quickly can I get approved?
Many complete applications can be reviewed quickly. Exact timing depends on information quality, lender review and verification.
Will applying affect my credit score?
A credit inquiry may be required as part of the financing process and could affect your credit score.
Do you serve outside Ontario?
The site is positioned for Ontario and Canada. Final service availability should be confirmed by MR Approval based on dealer/lender coverage.
Is approval guaranteed?
No. Final approval depends on lender review, income, credit profile, documents, vehicle and lending criteria.